What defines assisted living?

Assisted Living is a community designed for seniors who need various levels of assistance. Individuals living in assisted living generally have a choice of apartments with various common areas for the residents to use. They benefit from living in an environment where staff is available 24 hours a day to assist with care if needed, medication management, 3 meals a day, housekeeping, laundry and a social program for activities.

What does Medicare cover for assisted living?

Medicare does cover therapy and nursing services through Home Health, however Medicare does not cover the rent and services provided by the Assisted Living community

How much does it cost to live in an assisted living?

Cost to live in assisted living varies depending on what type of apartment you live in and what care services are needed. Prices at Edition of Saginaw start at $3995 per month.

How do you pay for assisted living?

There are several financial options to pay for assisted living including monthly income or pension, savings, Veterans Benefits through the Aid and Attendance program, Long Term Care Insurance, Bridge Loans, Sale of Home, or selling a Life Insurance policy.

How much does it cost to live in a senior living facility?

Cost to live in assisted living varies depending on what type of apartment you live in and what care services are needed. Prices at Edition of Saginaw Independent Cottages start at $3150 per month.

Who qualifies for Senior Living?

Older adults, usually 55 and older,  who want to live in an active community setting, free from worries about daily chores like house maintenance, cooking, or housekeeping.

What is the difference between senior living and assisted living?

Senior living is geared toward independent older adults who are looking for a worry free lifestyle where daily chores, home maintenance, housekeeping, yard work and sometimes cooking are taken care of.

Do you have to be a senior to live in a senior community?

Senior living communities cater to active adults 55 and up. 

What is a memory care facility like?

Memory care facilities are usually smaller and more intimate in design. The residents are able to choose from private, semi private and companion apartments. The programs and services are created to cater to persons with dementia or Alzheimer’s.

What is the average stay in a memory care facility?

The average length of stay in a memory care is 2 - 3 years. However, there are residents who live & thrive in memory care facilities for much longer. 

Is memory care covered by Medicare?

Memory Care in an Assisted living facility is not covered by Medicare but services from Home Health and Hospice that provide services to residents in a Memory care are covered if ordered by a physician and approved by Medicare.

What is the difference between a nursing home and a memory care facility?

Both nursing homes and memory care facilities have staff available twenty four hours a day to provide personal care to residents. Nursing homes provide nursing services to their patients where at memory care facilities and assisted living nursing services must be provided by a licensed nurse from a home health or hospice agency.